Bank Information Monopolies and the Mix of Private and Public Debt Claims

A Heteroskedasticity-Consistent Covariance Matrix Estimator and a Direct Test for Heteroskedasticity

1980 • 25,774 citations

Financial Intermediation and Delegated Monitoring

1984 • 8,226 citations

What Do We Know about Capital Structure? Some Evidence from International Data

1995 • 6,521 citations

The Benefits of Lending Relationships: Evidence from Small Business Data

1994 • 5,085 citations

The investment opportunity set and corporate financing, dividend, and compensation policies

1992 • 3,817 citations

Insiders and Outsiders: The Choice between Informed and Arm's‐Length Debt

1992 • 3,659 citations

Monitoring and Reputation: The Choice between Bank Loans and Directly Placed Debt

1991 • 3,300 citations

On financial contracting

1979 • 3,013 citations

What's different about banks?

1985 • 2,350 citations

Asymmetric Information, Bank Lending, and Implicit Contracts: A Stylized Model of Customer Relationships

1990 • 2,098 citations

Some evidence on the uniqueness of bank loans

1987 • 1,688 citations

The Maturity Structure of Corporate Debt

1995 • 1,679 citations

Financial intermediary-coalitions

1986 • 1,338 citations

Covenants and Collateral as Incentives to Monitor

1995 • 1,110 citations

Further evidence on the bank lending process and the capital-market response to bank loan agreements

1989 • 966 citations

Seniority and maturity of debt contracts

1993 • 682 citations

A Theory of Workouts and the Effects of Reorganization Law*

1991 • 668 citations

Bond Covenants and Delegated Monitoring

1988 • 417 citations

Financial Systems, Corporate Finance and Economic Development

1990 • 362 citations

An investigation of cost differences between public sales and private placements of debt

1988 • 275 citations

Is banking a declining industry? A historical perspective

1994 • 87 citations

Monitoring by financial intermediaries: Banks vs. Nonbanks

1994 • 86 citations

Are Banks Dead? Or Are the Reports Greatly Exaggerated?

1994 • 55 citations

Pricing fixed rate mortgages: Some empirical evidence

1990 • 40 citations

Bank deregulation, credit markets, and the control of capital

1987 • 35 citations

Banking relationships, financial constraints, and investment: are bank- dependent borrowers more financially constrained?

1996 • 24 citations

The Determinants of Corporate Bank Borrowing

1993 • 14 citations