Distance, Lending Relationships, and Competition

Specification Tests in Econometrics

1978 • 17,234 citations

The Theory of Industrial Organization

1988 • 8,985 citations

Stability in Competition

1929 • 6,363 citations

Stability in Competition

1990 • 6,082 citations

The Benefits of Lending Relationships: Evidence from Small Business Data

1994 • 5,085 citations

Insiders and Outsiders: The Choice between Informed and Arm's‐Length Debt

1992 • 3,659 citations

Relationship Lending and Lines of Credit in Small Firm Finance

1995 • 3,482 citations

The Effect of Credit Market Competition on Lending Relationships

1995 • 3,143 citations

Monopolistic Competition with Outside Goods

1979 • 3,043 citations

Information Production and Capital Allocation: Decentralized versus Hierarchical Firms

2002 • 2,380 citations

Relationship Banking: What Do We Know?

2000 • 2,261 citations

Does Distance Still Matter? The Information Revolution in Small Business Lending

2002 • 2,142 citations

Asymmetric Information, Bank Lending, and Implicit Contracts: A Stylized Model of Customer Relationships

1990 • 2,098 citations

Familiarity Breeds Investment

2001 • 1,861 citations

The Geography of Investment: Informed Trading and Asset Prices

2001 • 1,838 citations

Does function follow organizational form? Evidence from the lending practices of large and small banks

2005 • 1,835 citations

Microeconomics of banking

1997 • 1,728 citations

The Maturity Structure of Corporate Debt

1995 • 1,679 citations

How Distance, Language, and Culture Influence Stockholdings and Trades

2001 • 1,650 citations

Competition when Consumers have Switching Costs: An Overview with Applications to Industrial Organization, Macroeconomics, and International Trade

1995 • 1,570 citations

Can Relationship Banking Survive Competition?

2000 • 1,517 citations

Venture Capitalists and the Oversight of Private Firms

1995 • 1,506 citations

Entry and Competition in Concentrated Markets

1991 • 1,491 citations

Collateral and Rationing: Sorting Equilibria in Monopolistic and Competitive Credit Markets

1987 • 979 citations

Relationship Lending within a Bank-Based System: Evidence from European Small Business Data

2000 • 971 citations

Lending relationships in Germany – Empirical evidence from survey data

1998 • 823 citations

Informative Advertising with Differentiated Products

1984 • 758 citations

A Theory of the Banking Firm

1971 • 745 citations

Collateral, loan quality and bank risk

1990 • 727 citations

Is relationship lending special? Evidence from credit-file data in Germany

1998 • 718 citations

Globalization of Financial Institutions: Evidence from Cross-Border Banking Performance

2000 • 674 citations

Location Matters: An Examination of Trading Profits

2001 • 654 citations

Risk Ownership in Contract Manufacturing

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The Economic Effects of Technological Progress: Evidence from the Banking Industry

2003 • 605 citations

What Determines the Number of Bank Relationships? Cross-Country Evidence

2000 • 595 citations

Credit-Worthiness Tests and Interbank Competition

1990 • 587 citations

The Effects of Banking Mergers on Loan Contracts

2002 • 584 citations

Some Evidence on the Empirical Significance of Credit Rationing

1992 • 552 citations

The duration of bank relationships

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Competition, Small Business Financing, and Discrimination: Evidence from a New Survey

2002 • 466 citations

Spatial Price Competition: A Semiparametric Approach

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Financial Institutions Management: A Risk Management Approach

1996 • 457 citations

Asymmetric information, bank lending and implicit contracts: the winner's curse

2004 • 456 citations

On the Strategic Choice of Spatial Price Policy

1988 • 445 citations

Financial Services Used by Small Businesses: Evidence from the 2003 Survey of Small Business Finances

2006 • 395 citations

The Economics of Price Discrimination

1983 • 383 citations

Estimating switching costs: the case of banking

2003 • 381 citations

Bank commercial loan markets and the role of market structure: evidence from surveys of commercial lending

1991 • 368 citations

Untitled

2001 • 361 citations

On the strategic choice of spatial price policy

1987 • 341 citations

Competition in Multi-characteristics Spaces: Hotelling Was Almost Right

1998 • 335 citations

Competition of Firms: Discriminatory Pricing and Location

1986 • 323 citations

Foreign bank activity in the United States: An analysis by country of origin

1991 • 289 citations

Asymmetric information and the structure of the banking industry

2001 • 254 citations

Bank behavior based on internal credit ratings of borrowers

1998 • 231 citations

To what extent will the banking industry be globalized? A study of bank nationality and reach in 20 European nations

2003 • 216 citations

On the profitability and cost of relationship lending

1998 • 202 citations

Dealer Price Discrimination in New Car Purchases: Evidence from the Consumer Expenditure Survey

1996 • 197 citations

Technological Progress and the Geographic Expansion of the Banking Industry

2006 • 191 citations

Credit Rationing and Implicit Contract Theory

1980 • 180 citations

Untitled

1997 • 180 citations

Distance and International Banking

2005 • 171 citations

The Determinants of Cross-Border Equity Flows

2001 • 165 citations

Competition and Strategic Information Acquisition in Credit Markets

2002 • 165 citations

Distance, Lending Relationships and Competition

2003 • 158 citations

Additional evidence on the information-based contagion effects of bank failures

1996 • 147 citations

The Expanding Geographic Reach of Retail Banking Markets

1998 • 123 citations

Multimarket competition in banking, with an example from the Portuguese market

1999 • 98 citations

Price competition and advertising in oligopoly

1995 • 95 citations

The Determinants of Cross-Border Equity Flows: The Geography of Information

2000 • 86 citations

Branch Banking and the Geography of Bank Pricing

1998 • 83 citations

Economics of location: A selective survey

1999 • 81 citations

Event Risk: An Analysis of Losses to Bondholders and “Super Poison Put” Bond Covenants

1991 • 75 citations

Credit Rationing, Customer Relationship and the Number of Banks: an Empirical Analysis

2005 • 72 citations

Financial Services Used by Small Businesses: Evidence from the 1993 National Survey of Small Business Finances

2008 • 70 citations

On the Interaction Between Vertical and Horizontal Product Differentiation: An Application to Banking

1996 • 64 citations

From local to global competition

2000 • 57 citations

Technological Progress and the Geographic Expansion of the Banking Industry

2002 • 53 citations

Screening, Bidding, and the Loan Market Tightness *

2001 • 52 citations

Banking markets and the use of financial services by small and medium- sized businesses

1990 • 37 citations

Information production in credit relationship: On the role of internal ratings in commercial banking

2000 • 33 citations

Credit Rationing, Customer Relationship and the Number of Banks: An Empirical Analysis

2002 • 29 citations

Strategic and Queue effects on Entry in Spanish Banking

2001 • 29 citations

A structural econometric model of price discrimination in the French mortgage lending industry

2003 • 21 citations

International banking activity in Greece: The recent experience

1996 • 20 citations

Competition and Strategic Focus in Lending Relationships

2001 • 15 citations

Consumer Information and Price Discrimination: Does the Internet Affect the Pricing of New Cars to Women and Minorities?

2001 • 14 citations

BORROWER POACHING AND INFORMATION DISPLAY IN CREDIT MARKETS

2001 • 7 citations

Banking and Development

1995 • 6 citations

A simple model of spatial banking competition

1993 • 6 citations