The Buffer-Stock Theory of Saving: Some Macroeconomic Evidence

Credit Rationing in Markets with Imperfect Information.

1981 • 12,689 citations

Substitution, Risk Aversion, and the Temporal Behavior of Consumption and Asset Returns: A Theoretical Framework

1989 • 4,242 citations

A Theory of the Consumption Function

1960 • 2,411 citations

Income, Saving and the Theory of Consumer Behavior.

1950 • 2,278 citations

Habit Formation: A Resolution of the Equity Premium Puzzle

1990 • 2,223 citations

An Economic Theory of Self-Control

1981 • 2,060 citations

Consumption and Liquidity Constraints: An Empirical Investigation

1989 • 1,944 citations

Social Security, Induced Retirement, and Aggregate Capital Accumulation

1974 • 1,715 citations

Saving and Liquidity Constraints

1991 • 1,535 citations

Income, Saving, and the Theory of Consumer Behavior

1950 • 1,486 citations

The Adjustment of Consumption to Changing Expectations About Future Income

1981 • 1,326 citations

Saving and Uncertainty: The Precautionary Demand for Saving

1968 • 1,324 citations

Consumption, Income, and Interest Rates: Reinterpreting the Time Series Evidence

1989 • 1,274 citations

Optimal Consumption with Stochastic Income: Deviations from Certainty Equivalence

1989 • 925 citations

The Effect of Uncertainty on Saving Decisions

1970 • 910 citations

A Theory of the Consumption Function

1958 • 893 citations

The use of time series processes to model the error structure of earnings in a longitudinal data analysis

1982 • 887 citations

The Sensitivity of Consumption to Transitory Income: Estimates from Panel Data on Households

1982 • 671 citations

Why is Consumption So Smooth?

1989 • 592 citations

Risky income, life cycle consumption, and precautionary savings

1988 • 521 citations

Capital Taxation and Accumulation in a Life Cycle Growth Model

1981 • 459 citations

The permanent income hypothesis: A theoretical formulation

1977 • 440 citations

The Time Series Consumption Function Revisited

1985 • 416 citations

How Prudent are Consumers?

1993 • 388 citations

Hall's consumption hypothesis and durable goods

1982 • 316 citations

An Investigation of the Extent and Consequences of Measurement Error in Labor-Economic Survey Data

1985 • 305 citations

Earnings Uncertainty and Aggregate Wealth Accumulation

1991 • 257 citations

The Interaction Between Time-Nonseparable Preferences and Time Aggregation

1993 • 256 citations

Health Insurance Association of America

1988 • 143 citations

An income fluctuation problem

1976 • 138 citations

Why is U.S. National Saving so Low?

1987 • 116 citations

Why is Insured Unemployment so Low?

1983 • 64 citations

Buffer stock saving and the permanent income hypothesis

1991 • 63 citations

Developments in the Pricing of Credit Card Services

1992 • 62 citations

Information Sharing in Credit Markets

2002 • 32 citations

International Monetary Fund

1960 • 21 citations

Household spending and saving: measurement, trends, and analysis

1991 • 19 citations

Disequilibrium, Buffer Stocks and Consumers' Expenditure on Non-Durables

1991 • 14 citations

Do consumers behave as the life-cycle/permanent-income theory of consumption predicts?

1992 • 10 citations

National and Personal Saving in the United States: Measurement and Analysis of Recent Trends

1989 • 10 citations

The Touche Ross personal financial management and investment workbook

1989 • 4 citations